Frè m ak sè m, kite m pale avèk ou dirèkteman jodi a. Mwen pa pale de statistik sèlman — mwen pale de lavi konkrè fanmi Ayisyen, Jamayiken, Trichad, Brezilyen, ak tout lòt imigran ki pran rasin nan Brooklyn, nan kè Kings County a. Mwen pale de Tonton Wilner ki abite nan Flatbush, de Matant Claudette nan Crown Heights, de Grann Roseline nan Canarsie — moun ki te konte sou kat manje D-SNP yo pou achte pen, pwa, ak bannann chak semèn.
Pandan CMS (Centers for Medicare & Medicaid Services) ap finalyize règleman Medicare Advantage 2027, done yo ban nou yon istwa ki pa bèl: nan tout 79 plan Medicare Advantage ki disponib nan Kings County (Brooklyn), New York, pou ane 2027, granmoun aje ki doub-elijib — sa vle di moun ki gen tou de Medicare ak Medicaid — fè fas ak yon sèl plan FIDE D-SNP ki chaje $50 pa mwa epi ki gen 3.0 zetwal sèlman sou echèl CMS la. Epi benefis kat manje nan plan sa a, menm jan ak lòt D-SNP nan peyi a, ap subir presyon pou yo koupe pou 2027.
"Piti piti, wazo fè nich li."
— Pwovèb Ayisyen: Ti kras pa ti kras, zwazo bati nich li. Men si yo kase branch la, kote wazo a pral rete?
Ki Plan Medicare Advantage D-SNP ki Egziste nan Kings County Brooklyn pou 2027?
Selon CMS Medicare Plan Finder, gen egzakteman 79 plan Medicare Advantage total nan Kings County pou ane kontrak 2027. Men nan done sa yo, nou jwenn yon pòtrè ki enpòtan anpil pou granmoun aje doub-elijib yo:
| ID Plan | Non Plan | Kalite | Pri/Mwa | Zetwal | SNP? |
|---|---|---|---|---|---|
| H3312_073 | Aetna Medicare FIDE Care | HMO D-SNP | $50.00 | 3.0 ★ | Wi — Doub-Elijib |
| H3312_091 | Aetna Medicare Chronic Care | HMO C-SNP | $0.00 | 3.0 ★ | Wi — Kwonik |
| H5521_120 | Aetna Medicare Elite (PPO) | PPO | $0.00 | 4.5 ★ | Non |
| H5521_698 | Aetna Medicare Elite Extra (PPO) | PPO | $44.00 | 4.5 ★ | Non |
| H5521_661 | Aetna Medicare Enhanced (PPO) | PPO | $60.00 | 4.5 ★ | Non |
| H5521_664 | Aetna Medicare Enhanced Extra (PPO) | PPO | $104.00 | 4.5 ★ | Non |
| H5521_320 | Aetna Medicare Eagle Giveback (PPO) | PPO | N/A | 4.5 ★ | Non |
| H3379_001 | AARP Medicare Advantage NY-0005 (HMO-POS) | HMO-POS | $82.00 | 3.5 ★ | Non |
| H3379_060 | AARP Medicare Advantage Patriot No Rx (HMO-POS) | HMO-POS | N/A | 3.5 ★ | Non |
| H3418_001 | AARP Medicare Advantage NY-0012 (PPO) | PPO | $0.00 | 3.5 ★ | Non |
Sous: CMS Medicare Plan Finder, Kings County (Brooklyn) NY, done pou ane kontrat 2027. Tout 79 plan yo disponib, men tablo sa a montre 10 plan ki te egzamine dirèkteman.
Bagay ki pi frappan nan done sa yo? Plan Aetna FIDE Care D-SNP (H3312_073) a — ki ta dwe bay pi bon entegrasyon ant Medicare ak Medicaid — chaje $50 pa mwa, men li gen 3.0 zetwal sèlman. Konpare sa ak plan Aetna Elite (H5521_120) ki gratis epi gen 4.5 zetwal. Disparit sa a ba mwen souci grav pou fanmi ki oblije chwazi opsyon D-SNP yo pou aksè benefis kat manje yo.